10 KEY MONEY SAVING TIPS
Make Sure Your Bills Get Paid


6. Pay more than the monthly minimum on your credit cards. The average interest rate on many credit cards over 18%, and some cards charge as much as 24.99%. If you had bad credit when you got your credit card, you could be paying even more. Those high interest rates eat up your money. Paying only the minimum means you’re barely paying down your debt every month. Depending on the amount you owe, you could be paying for years and losing more money on the high rate. Once you’ve got more cushion in your finances, pay as much over the minimum required as you can.
7. Make things last. Think you need a new car just because yours is a few years old? Think again. If your car is running fine and doesn’t need major repairs, put off buying a new one until your finances are in better shape. Don’t buy new clothes for awhile, make do with the clothes you have. They may not be the latest fashion, but you’ll be saving money that you can use for bills. Cars, clothes, appliances, cell phones, computers – make everything you have last longer and save!